What
is a real estate settlement? For you, the home buyer, it's the day your dream becomes a reality. However, in real estate terms, settlement is the final step in the home buying process whereby ownership of real property is transferred from seller to buyer. Purchasing a home usually represents your single largest investment. Preparations for settlement should start as soon as the contract of sale is accepted. This is the time to select your title company. The closing itself takes about one hour in which numerous documents are explained and signed, funds are received and disbursed, last minute questions on the condition of the property and operation of systems are answered and the keys are delivered. In many instances, buyers need to coordinate settlement with the arrival of their movers and cannot afford delays.
Why do I need a
settlement company?
Buying a home can be both exciting and overwhelming. A settlement company
performs a variety of functions necessary when a home is bought. Our
services include ensuring that you get clear title to your new property;
reviewing and explaining all of the settlement documents to the buyer and seller, and obtaining all required signatures; ordering and reviewing the survey for your new property; paying off and releasing any existing mortgages or liens; recording all
necessary documents with the county land records and insuring that
settlement occurs in accordance with the terms and conditions of the
contract of sale and instructions from the lender.
Why Keystone Title?
Keystone Title is more than a full service settlement company that
conducts closings on resale purchases, new home purchases, residential
refinances, builder and commercial loans. At Keystone Title, we recognize
that a lot of emotion, careful thought and planning have gone into your
decision to purchase a new home; therefore, we will treat your settlement
with the utmost attention to detail to ensure that your settlement goes
smoothly. We have designed our company to provide an absolute value based
on what we know our customers deserve: prompt service by professional,
courteous employees; flexibility in scheduling settlement dates and times;
convenient location and competitive rates. Our philosophy has earned us
respect within the real estate community and has made us one of the area's
leading settlement companies.
~ Settling Communities One Family at a Time ~